Stop wasting your credit card benefits. A premium card can carry $1,500 to $3,500+ in benefits a year — spread across dozens of perks and deadlines that are genuinely hard to track. Lounge makes sure you actually use yours.
Not because they are careless — because tracking a dozen benefits across several cards with different reset schedules is genuinely hard. We fix that for less than a single unused monthly credit.
Your Uber credit. Your Dunkin credit. Your digital-entertainment credit. If you do not use it by the last day of the month, it is gone. A single Amex Platinum has over $3,500 in annual credits spread across 14 benefits with different reset schedules.
You have 80K Amex MR, 50K Chase UR, and 40K Hilton Honors. What is that actually worth? What flight can it book? Which hotel can you stay at for free? Most points apps stop at "here is your balance." Lounge tells you what the balance means.
Other apps help you earn points. Lounge helps you use them — before they expire, before credits reset, before you forget.
See every credit, every period, every deadline. Tap to update. Never miss a quarterly credit or a free-night certificate again.
All plansAt dinner? Tap "Dining" and instantly see your best card. At the pump? Same. Spending categories, one tap, done.
All plansEnter your points, pick a destination. See flights and hotels your points can actually book — with no double-counting across programs.
All plansEnter what you actually use. See whether a card's benefits beat its annual fee, with the fee marker shown right on the bar.
All plansGet a notification on your phone before a credit resets or a benefit expires. Scheduled privately on your device — no push servers.
NavigatorPrivate, on-device trip planning across your whole portfolio. Search 7,800+ hotels in 1,000+ locations and see what your points can book.
First ClassOther points apps ask for your Amex login. Your bank password. Your Plaid credentials. We do not. You tell us what you have. We tell you what it is worth. That is it.
The only data ever associated with the app is your App Store purchase record (for subscriptions), handled by Apple and RevenueCat — never linked to your identity. Read our full privacy policy →
No forms. No logins to banks. No waiting for data to sync.
Select from 21 popular cards. Enter your point balance. Lounge handles everything else.
Tap which credits you have used and what each perk is worth to you. About 30 seconds per card.
Your dashboard shows what you have used, what is left, and where your points can take you.
From Amex Platinum to Chase Sapphire Reserve to World of Hyatt — we cover the cards that matter to points travelers.
Start free. Upgrade when you want benefit reminders and your own private travel advisor.
Navigator and First Class are auto-renewing subscriptions billed through your App Store or Google Play account. They renew automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel anytime in your account settings. The free Explorer features always stay free.
Never. Lounge is built on a privacy-first model. You tell us which cards you have and roughly how many points. We never ask for logins to your bank, Amex, Chase, or any financial account. You enter your information manually — it takes about 30 seconds per card.
No. There is no sign-up, no password, and no email required. Open the app and start using every core feature immediately. To move your data to a new device, you can create a backup code or file in Settings — entirely under your control.
AwardWallet requires your account logins to track balances. MaxRewards uses Plaid to link your bank. Both focus on tracking. Lounge is different in two ways: we never access your accounts, and we focus on what to do with your points — benefits, trips, decisions — not just showing balances.
We audit card benefits against issuer websites regularly. Major changes — new credits, discontinued benefits, fee increases — are reflected in app updates. Always verify specific benefits with your card issuer before making financial decisions.
Yes. The Explorer (free) tier includes the full benefit tracker, trip planner, Worth It? calculator, the card picker, and card reviews. What you do not get on free: benefit-expiry notifications (Navigator) and the Smart Travel Advisor with full hotel/destination search (First Class). Most users find the free tier valuable on its own.
No. The Smart Travel Advisor runs entirely on your device using your own portfolio — there is no chatbot and nothing is sent to a server. It matches your points and cards against a database of 7,800+ hotels and known routes to show what your points can realistically book.
Yes. Subscriptions are managed through your Apple App Store account. Cancel anytime and keep access through the end of your billing period. No retention gimmicks, no exit surveys.
A single Amex Platinum has over $3,500 in annual benefits across 14 credits with different reset schedules. Lounge tracks all of them — for $2.99/month. Remind yourself to use one forgotten credit and you have paid for a year of the app.